Medical and Prescription Drugs
what you need to know
Hitachi offers Consumer Driven Health Plans (CDHPs) with affordable paycheck contributions and comprehensive medical coverage. All CDHPs come with a Health Savings Account (HSA), which lets you pay for eligible medical, dental, vision and pharmacy expenses with tax-free dollars!
Medical Plan Options
All Hitachi medical plans cover important services and prescriptions, including 100% coverage for flu shots and vaccines. How they differ is in the providers you can see, how services are covered and what you pay in paycheck deductions.
You have three plans to choose from:
Anthem Medical Plans
Anthem Blue Cross Blue Shield offers an extensive provider network, with many located in or nearby your area. The Anthem HSA Plus and Anthem HSA Core feature:
- Flexibility with the option to seek care from in-network or out-of-network providers.
- 100% covered preventive care.
- An annual deductible that you must meet before the plan starts to pay its share of covered services.
- An out-of-pocket maximum that protects you from big medical bills. Once you meet this, the plan will pay 100% of eligible expenses for the remainder of the calendar year.
- The option to open a Health Savings Account (HSA) through HSA Bank.
- You can find detailed plan and cost information in the 2025 comparison chart.
Anthem HSA Plus Plan
- In-network annual deductible of $1,650 (employee only coverage) and $3,300 (family coverage).
- Hitachi’s HSA contribution of $1,000 (employee only coverage) and $2,000 (family coverage) covers almost 67% of your annual deductible.
- Out-of-network annual deductible of $3,300 (employee only coverage) and $6,400 (family coverage).
Anthem HSA Core Plan
- In-network annual deductible of $2,750 (employee only coverage) and $5,500 (family coverage).
- Hitachi’s HSA contribution of $750 (employee only coverage) and $1,500 (family coverage) to further offset your annual deductible.
- Out-of-network annual deductible of $5,950 (employee only coverage) and $11,900 (family coverage).
- In-network annual out-of-pocket maximum of $5,950 (employee only coverage) and $11,000 (family coverage)/$6,850 (per individual within a family).
- Out-of-network annual out-of-pocket maximum of $11,900 (employee only coverage) and $23,800 (family coverage)/$11,900 (per individual within a family).
Find an Anthem Doctor
To find an Anthem provider:
- Visit anthem.com.
- Select “Find a Doctor/Find Care” from the top right.
- Select “Select a plan for basic search”.
- What type of care are you searching for? From the drop down, select “Medical Plan or Network”.
- What state do you want to search with? Select from the drop down.
- What type of plan do you want to search with? From the drop down select “Medical (Employer-Sponsored)”.
- Select a plan/network, from the drop down select “National PPO (BlueCard PPO)”.*
- Search for care by specialty, name, NPO or license number (or use the drop down box below) and zip code.
*Members residing in NH, GA or FL will need to search using the Select Network (effective 1/1/21) for that state:
- For Florida residents, select “NetworkBlue (Select Network)”
- For Georgia residents, select “Blue Open Access POS”
- For New Hampshire residents, select “BlueChoice Open Access POS”
Anthem Programs and Services
- Anthem Health Guide: Healthcare concierge service that can help you with questions about how your health benefits work, finding the right provider, referrals for care, or connecting to services and support. You can reach an Anthem Health Guide by phone, mobile app, email or online chat. Call 1-877-411-1637.
- Anthem LiveHealth Online: Take advantage of virtual doctor visits, which allow you to see a doctor from anywhere. Virtual visits are perfect for when you have a minor health issue, such as a cold or the flu. Doctors are board-certified and available 24/7 by phone or secure video. Virtual doctors can prescribe medication, diagnose minor illnesses, provide a second opinion or answer your questions. Register at livehealthonline.com or download the app and register on your mobile device to get started. To visit a licensed behavioral health therapist in four days or less, or a board-certified psychiatrist within two weeks, call 1-888-548-3432. You will pay the cost, typically $59, for each visit, unless you’ve already met the annual deductible. Once you meet the deductible, coinsurance applies the same way as when you visit your doctor’s office.
- Applied behavior analysis (ABA) support: Extra support for Anthem members who need help navigating autism and autism spectrum disorders.
You also have access to other programs such as:
- Livongo: Get help managing chronic conditions like diabetes or hypertension.
- Hinge Health: Take advantage of digital programs that can help you reduce back and joint pain.
- Touchcare: Supports all Hitachi employees and family members with health advocacy services. Anthem medical plan members can also access Touchcare to help understand their benefits better.
Kaiser CDHP (Northern and Southern California Only)
Must use Kaiser network providers.
- Option of an HSA, which you can use to pay eligible healthcare expenses with tax-free dollars.
- In-network annual deductible of $2,000 (employee only coverage) and $4,000 (family coverage)/$3,300 (per individual within a family).
- Hitachi’s HSA contribution of $1,000 (employee only coverage) and $2,000 (family coverage).
- Annual out-of-pocket maximum of $3,200 (employee only coverage) and $6,000 (family coverage)/$3,200 (per individual within a family).
You can find detailed information in our plan documents.
Find a Kaiser Provider
- Visit kp.org.
- Select Choose Your Region in the upper right section of the page.
- Then choose Doctors & Locations, and enter your search criteria.
Programs and Services
You will also have access to programs such as:
- TouchCare Supports all Hitachi employees and family members with health advocacy services.
Prescription Drug Coverage
Beginning January 1, 2025, our prescription drug administrator will be Capital Rx for Anthem medical plans. If you enroll in or are currently enrolled in one of the Anthem medical plans, you will automatically have prescription drug coverage through Capital Rx – you do not need to take action.
You can fill or refill your prescriptions at more than 60,000 pharmacies or get a 90-day supply via mail service delivery. Capital Rx will notify you if any of your prescriptions change on the formulary. Watch for new Anthem medical ID cards in the new year, which will have Capital Rx information on the back.
If you enroll in the Kaiser CDHP, Kaiser will coordinate your prescription drug benefits. You will not receive a separate ID card for Kaiser’s prescription drug benefit.
Fertility medications
The Anthem HSA Plus and Core medical plans will include prescription drug coverage as part of the lifetime fertility benefit. With this coverage, you’ll pay:
- In-network – 20% coinsurance after the deductible is met, with a $7,500 lifetime maximum.
- Out-of-network – 40% coinsurance after the deductible, with a $7,500 lifetime maximum.
Fertility medications will count toward the deductible beginning January 1, 2025.
Questions?
1-844-318-3274Benefits Enrollment
Hitachi Benefit Pool Service Center
Mon–Fri, 7 a.m.–7 p.m. CT
Website
Company Key: hitachi (lower case)