2024 Open Enrollment: November 1-15, 2023.
This year, Open Enrollment is November 1-15, 2023. You have benefits and programs that can support you in those small and big moments. Be sure to take time to review your current benefits and ensure that the choices you make today will match your needs tomorrow.
Take action by November 15, 2023
Visit hitachi.us/benefitpool (company key: hitachi), or download the MyChoice mobile app by Businessolver from the App Store or Google Play to enroll in or make changes to your benefits.
What’s new and changing in 2024
Each year, we carefully review our benefits offerings to ensure that we’re offering valuable, competitive and diverse plans and programs to meet our employees’ needs. The following changes will be effective beginning January 1.
Change in orthodontia coverage for dependents
New! Medicare expertise, guidance and enrollment support
New benefits concierge partner
Higher paycheck costs for medical coverage
Changes to medical and dental plan names
New healthcare plan deductibles
Change in legal benefit provider
Removal of dependent verification
Increased HSA contribution limits
2024 paycheck costs
Enrollment resources
Office Hours
Change in orthodontia coverage for dependents
Beginning January 1, 2024, orthodontia coverage (available only under the MetLife Plus PPO plan) will be extended to dependents up to age 26. Previously, coverage was available for dependents only up to age 19.
Medicare expertise, guidance and enrollment support
If you are nearing age 65 and considering Medicare, you will have a new service to help you make the decision and enrollment process easier. Medicare Choice Group will provide eligible employees with certified Medicare advisors who can answer questions, help you understand how Medicare works, and guide you through the Medicare enrollment process. Sign up to:
- Schedule a one-on-one consultation with a trusted Medicare advisor to assess your healthcare needs and circumstances.
- Get recommendations for the best and most cost-effective healthcare plans that meet your unique needs.
- Plan your Medicare transition timeline with guidance from your advisor.
New benefits concierge partner
TouchCare will replace Amino Health as your first-stop, concierge healthcare partner for our benefits plans. TouchCare Health Assistants can help with a range of issues and questions about your benefits. This includes:
- Benefit navigation: Assists with more than just medical insurance and can help you if you have questions about your Health Savings Account.
- Bill negotiation: Need help navigating an incorrect invoice? TouchCare Health Assistants will work on your behalf to fix any errors.
- Cost comparison: Can ensure that you never overpay for care, by researching all options and costs.
- Provider search: Get help finding highly rated providers that are in-network and nearby.
TouchCare Health Assistants can also help with prescription drug questions, leveraging the other benefits you have, and offering you a benefits refresher whenever you need one.
Get started with TouchCare during Open Enrollment. Call 866-486-8242 or email assist@touchcare.com.
Higher paycheck costs for medical coverage
We know how important quality healthcare is for our employees and their families. That’s why, for the past several years, we absorbed the full increase in healthcare costs. As a result, we are not able to avoid an increase in your healthcare paycheck deductions, despite absorbing as much of this cost increase as possible. As such, we are passing down a portion of the cost to you – the first time in many years.
Beginning January 1, you will pay more for medical coverage through Hitachi Vantara. Keep in mind that even with this rate increase, our healthcare plans are still very competitive and well below the average within our industry and among our competitors. And all our medical plans will continue to provide you with comprehensive coverage for your unique needs.
View the costs for 2024 coverage.
Changes in medical and dental plan names
Employees will see new names for our two Anthem medical plans.
- The Anthem Silver CDHP will be called Anthem HSA Plus.
- The Anthem Bronze CDHP will be called Anthem HSA Core.
The MetLife Dental plans will also have new names in 2024. The Platinum plan will be the Plus PPO plan while the Gold plan will be the Core PPO plan.
You will see the new names in Benefitsolver when you log in to enroll or make changes to your 2024 benefits.
New healthcare plan deductibles
The Anthem HSA Plus plan will have a slight increase to the deductible, per IRS regulations. It will increase from $1,500 for employee only coverage to $1,600. For employee + family coverage, the deductible will increase from $3,000 to $3,200.
For Kaiser, the deductible for an individual within a family will increase from $3,000 to $3,200. Again, this change is being made to comply with 2024 IRS regulations for HSA plans.
Change in legal benefit provider
Beginning January 1, our legal benefit provider will be MetLife Legal Plans, which will cost you slightly less than ARAG but continue to provide you with valuable legal resources, including:
- Trust creation.
- Tax prep and filing via TurboTax.
- Digital estate planning.
- Enhanced divorce coverage.
- Caregiving services and more!
Choose from basic or plus coverage. The big difference is that the MetLife High Plan extends legal services to up to eight parents and grandparents.
If you don’t have legal coverage, Open Enrollment is the time to enroll in it. If you currently have ARAG Legal and don’t take action during Open Enrollment, you’ll be automatically enrolled in the same coverage level through MetLife.
The cost is as follows:
- MetLife Base Plan: $13.00 per month (compared to $13.68 with ARAG).
- MetLife High Plan: $17.50 per month (compared to $19.63 with ARAG).
Removal of dependent verification
We’re removing the requirement to verify eligibility when you add dependents to your coverage. All you’ll need is your dependents’ Social Security numbers to enroll them in your benefits plans.
Increased HSA contribution limits
The Health Savings Account contribution limits for 2024 are increasing. Beginning January 1, you can save up to:
- $4,150 (up from $3,850) for employee only coverage.
- $8,300 (up from $7,750) for family coverage.
- An additional $1,000 as a catch-up contribution if you’re age 55 or older.
Keep in mind that Hitachi Vantara makes a sizable contribution to your HSA, which also counts toward the annual limits, along with your own pretax payroll deductions.
- Anthem HSA Plus (Anthem Silver CDHP): HV’s HSA contribution is $1,000 for employee only coverage and $2,000 for family coverage (that’s more than half the deductible!).
- Anthem HSA Core (Anthem Bronze CDHP): HV’s HSA contribution is $750 for employee only coverage and $1,500 for family coverage.
- Kaiser CDHP (Kaiser CDHP): HV’s HSA contribution is $1,000 for employee only coverage and $2,000 for family
You don’t need to re-enroll in your HSA each year. Your current election will carry over to 2024. However, Open Enrollment is a good time to review your HSA and consider increasing your contributions, since new limits take effect January 1.
Reminder: You have the flexibility to increase or decrease your HSA contributions during the year. You can visit hitachi.us/benefitpool to make your revised election at any time.
2024 paycheck costs
The following are your monthly 2024 paycheck costs for healthcare coverage through Hitachi Vantara. Please note that the Anthem HSA Core plan will now have a monthly paycheck contribution cost. Dental and vision paycheck costs are not changing in 2024. View those rates on the Monthly Costs page. Dental and vision costs are not changing in 2024. View those costs below.
Employee Only
| Medical Plan | Monthly Cost |
|---|---|
| Anthem HSA Plus | $105.31 |
| Anthem HSA Core | $30.89 |
| Kaiser CDHP—Northern California | $109.51 |
| Kaiser CDHP—Southern California | $84.43 |
| Dental Plan | Monthly Cost |
|---|---|
| MetLife Plus PPO | $18 |
| MetLife Core PPO | $12 |
| Vision Plan | Monthly Cost |
|---|---|
| Vision Service Plan (VSP) | $5.50 |
Employee + Spouse
| Medical Plan | Monthly Cost |
|---|---|
| Anthem HSA Plus | $250.03 |
| Anthem HSA Core | $125.72 |
| Kaiser CDHP—Northern California | $281.08 |
| Kaiser CDHP—Southern California | $216.69 |
| Dental Plan | Monthly Cost |
|---|---|
| MetLife Plus PPO | $27 |
| MetLife Core PPO | $24 |
| Vision Plan | Monthly Cost |
|---|---|
| Vision Service Plan (VSP) | $9 |
Employee + Child(ren)
| Medical Plan | Monthly Cost |
|---|---|
| Anthem HSA Plus | $234.06 |
| Anthem HSA Core | $117.68 |
| Kaiser CDHP—Northern California | $255.53 |
| Kaiser CDHP—Southern California | $196.99 |
| Dental Plan | Monthly Cost |
|---|---|
| MetLife Plus PPO | $35 |
| MetLife Core PPO | $26 |
| Vision Plan | Monthly Cost |
|---|---|
| Vision Service Plan (VSP) | $7.50 |
Employee + Family
| Medical Plan | Monthly Cost |
|---|---|
| Anthem HSA Plus | $379.04 |
| Anthem HSA Core | $190.58 |
| Kaiser CDHP—Northern California | $383.29 |
| Kaiser CDHP—Southern California | $295.49 |
| Dental Plan | Monthly Cost |
|---|---|
| MetLife Plus PPO | $45 |
| MetLife Core PPO | $38 |
| Vision Plan | Monthly Cost |
|---|---|
| Vision Service Plan (VSP) | $13 |
Flexible Spending Accounts (FSAs) require enrollment each year. Your FSA elections do not carry over from year to year. If you want a Health Care FSA, Limited Purpose FSA or Dependent Care FSA in 2024, you must re-enroll and elect your contribution amount.
Enrollment resources
We have several resources to help you choose the best benefits for your unique situation. Be sure to:
- Review your 2024 Benefits Guide for the full summary of Hitachi Vantara benefits. [Link to guide]
- Watch a short, prerecorded presentation that compares different cost scenarios by coverage level. Use password BENEFITS2024.
- Watch a prerecorded Open Enrollment presentation to learn how your benefits work, what actions to take during Open Enrollment, and how your benefits support your well-being.
- Attend live Office Hours to get real-time answers to Open Enrollment-related questions. View the list of session times and calendar links.
Are You Registered?
If you haven’t done so already, you’ll need to register and create an account with the Hitachi Benefit Pool website to enroll in or make changes to your benefits.
You can do this at any time – even before Open Enrollment. Register at hitachi.us/benefitpool to create a username and password and set up a few security questions. Then use your new username and password to log in to the site, and make your elections. Use company key “hitachi” if prompted.
Office Hours
Do you have specific questions about Open Enrollment? We invite you to attend one of our live Office Hours sessions. You can speak online with a member of our Benefits team and get real-time answers to your Open Enrollment-related questions.
Choose your preferred date and time to reserve your spot and receive a calendar reminder with a link to the live session.